Catch Up 401k Contribution Limits 2025. Singles and heads of household who earn up to $165,000 in 2025 may contribute to a roth ira, although the maximum contribution will begin to phase out when income reaches. The most savings allowed in a 401(k) is $31,000 in 2025 for other employees aged 50 through 59, and then 64 and older.

Employee 401(k) contribution limits for 2025. That’s on top of the standard $23,500 limit for everyone else.